Welcome to the National Housing Resource Center


The National Housing Resource Center (NHRC) is an advocate for the nonprofit housing counseling industry, as well as for housing consumers, for communities of color, for the elderly, and for under-served populations. This website is home resources and tools for housing counselors.

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Latest News

Why do Black and Brown borrowers have such a small share of the Fannie Mae and Freddie Mac loan portfolio?

November 4th, 2021|0 Comments

In 2020, 3.06% of loans purchased by Fannie Mae were for Black borrowers and 8.03% were Hispanic borrowers. In comparison, 65.61 % were for white borrowers1. For Freddie Mac in 2020, 3.28% of loans purchased were to Black borrowers and 6.77% to Hispanic borrowers. Compare that to 64.62% of loans were for white borrowers2. This poor performance with Black and Hispanic borrowers is an ongoing problem in meeting an important market opportunity and addressing the racial homeownership gap.  Compare these numbers with FHA-insured mortgages, wherein 2020, 12.74% of FHA loans went to Black borrowers, 17.29% of loans went to Hispanic [...]

Homeownership in the Build Back Better Bill

October 4th, 2021|0 Comments

In all the activity around the Build Back Better Budget Reconciliation Bill on Capital Hill, we wanted to make a strong statement for homeownership. National Housing Resource Center organized a letter signed by 152 national, local, and regional organizations who are all in full support. The housing market needs substantial investment to help increase the supply of affordable housing, improve access to homeownership, and address the troubling homeownership gap for Black and Brown people. Addressed to members of Congress, the Senate, and Legislative Directors, this letter emphasizes the importance of homeownership for the economy and urges them all to support [...]

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