Welcome to the National Housing Resource Center


The National Housing Resource Center (NHRC) is an advocate for the nonprofit housing counseling industry, as well as for housing consumers, for communities of color, for the elderly, and for under-served populations. This website provides resources and tools for housing counselors.

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Latest News

Loss Mitigation

October 24th, 2022|0 Comments

Earlier this year National Housing Resource Center surveyed housing counselors from HUD-approved housing counseling agencies to describe their current experience helping homeowners in distress access loss mitigation options. Seventy-six housing counselors responded from locations across the country. Nearly 90% of respondents report seeing an increase in foreclosure prevention cases. Notably, nearly 70% of respondents report they are assisting borrowers with non-government-backed mortgages, either Private Label Security or Portfolio. These are homeowners that were not covered by the protections given to homeowners with government-backed mortgages through the CARES Act. Job loss or income reduction, whether COVID related or not, is the [...]

The Community Reinvestment Act

August 9th, 2022|0 Comments

The Community Reinvestment Act (CRA) was enacted in 1977 to eliminate redlining and to expand credit access to all communities, including low-moderate income earning neighborhoods. The CRA strengthened the expectation that banks serve the convenience and needs of local communities. Currently, the CRA requires Federal financial institutions, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve, and the Federal Deposit Insurance Corporation to assess and evaluate the record of each bank in its ability to fulfill community obligations and to consider the record of evaluating applications for charters, bank mergers, branch openings, [...]

Featured Webinar

Big Change: Using Rent in Mortgage Underwriting

Building a Housing Counseling Career Path – Part 2

Curbing Private Equity Using Tax Laws: Protecting Homeownership