National Housing Resource Center (NHRC) had a powerhouse 2024, and we are planning high-impact initiatives for 2025: 1. Very Low-Income Homeownership Program NHRC leads a national coalition to reform and expand HUD's Section 8 Housing Choice Voucher Homeownership Program, enabling [...]
Cristy Villalobos-Hauser, NHRC Housing Policy Manager October 15, 2024 Are you looking to expand your housing counseling business? Earlier this year, the Biden-Harris Administration announced a $7 Billion Solar for All program to deliver residential solar energy [...]
MisIvy Reittie, NHRC Outreach Manager April 16, 2024 On March 14, 2024 NHRC hosted a webinar on how people make financial decisions. When it comes to financial behaviors, we often overlook the underlying psychology, focusing more on perceived motivation [...]
The US has a powerful program that can help low-income people become successful homeowners – but it is badly underused. The HUD Section 8 Housing Choice Voucher program is helping over 2.2 million Americans pay their rent. The same voucher [...]
In today's ever-evolving landscape of housing counseling, staying informed and equipped with the latest knowledge is essential. The 2023 NHRC Leaders in Housing Counseling Webinar Directory offers a comprehensive overview of upcoming webinars featuring experts and thought leaders in the [...]
How Fannie Mae and Freddie Mac price their loans can make a significant difference on whether first-time homebuyers and Black and Brown homebuyers can afford a mortgage. Their regulator, FHFA, asked for comments on the Enterprises’ Single-Family Mortgage Pricing Framework. In [...]
The 203(k) rehabilitation loan is a valuable HUD product that is underused, at a time when there is an affordable housing shortage. A coalition of housing groups submitted comments on the Request for Information (RFI) regarding 203(k) Rehabilitation Mortgages to [...]
On October 19, 2022, the 5th Circuit Court ruled that the CFPB’s funding mechanism is unconstitutional because it violates the Appropriations Clause, and the Constitution's structural separation of powers while also invalidating the Payday Lending Rule. This ruling calls into [...]
Push aside all the best of lists. Who cares about the best movies, books, or board games, when you can have the best of NHRC Webinars in 2022! NHRC hosts regular housing counseling and affordable housing webinars throughout the year [...]
The United States housing market is facing rising mortgage interest rates and the risk of increased unemployment. FHA will play a key role in making mortgage money available to homebuyers and keeping FHA-insured homeowners in their homes. At this critical time, [...]
Earlier this year National Housing Resource Center surveyed housing counselors from HUD-approved housing counseling agencies to describe their current experience helping homeowners in distress access loss mitigation options. Seventy-six housing counselors responded from locations across the country. Nearly 90% of respondents [...]
The Community Reinvestment Act (CRA) was enacted in 1977 to eliminate redlining and to expand credit access to all communities, including low-moderate income earning neighborhoods. The CRA strengthened the expectation that banks serve the convenience and needs of local communities. Currently, [...]
Housing counselors are always the "canary in the coal mine" for emerging consumer issues. When we asked for your feedback in the beginning of the Pandemic, your answers served to change the narrative. At the time, servicers were touting that [...]
For our 6/23/22 Leaders in Housing Counseling Webinar, IndiSoft presented on their new platform, National Housing Advocacy Platform. This platform is where housing counselors can share documents with participating servicers and lenders through a single interface via a [...]
The need for qualified and passionate housing counselors is a must have for many organizations that provide housing counseling services in the communities they serve. With tight budgets for many nonprofit organizations, the National Housing Resource Center (NHRC) created a housing [...]