Funding Resources for Nonprofit Housing Counseling Agencies


RFP Wyoming Attorney General Office Homeowner Counseling

The Wyoming Attorney General’s office has released an RFP for the delivery of homeowner counseling and foreclosure prevention services for the state of Wyoming. This RFP is for $350,000 for an 11 month contract (August 1, 2013 to June 30, 2014). The state is telling us that they are interested in providing these services for more than one year. The proposals will be opened on July 22, 2013 at 2:00pm.

Wyoming and the AG’s office said that a local office was not a requirement. There is no briefing scheduled but questions should be submitted in writing by 1:00pm, July 3Get the RFP: Wyoming Request for Proposals – FY2014

Wyoming Attorney General Q & A (posted 7/8/13)

Wyoming RFP Q & A Continued (posted 7/24/13)


Federal Home Loan Bank Affordable Housing Programs

Each of the twelve federal home loan banks (FHLBs) administers an Affordable Housing Program (AHP). These programs provide grants to help fund the purchase, construction, or rehabilitation of affordable owner-occupied and rental housing. Among the eligible uses for AHP grants are down-payment assistance, closing cost assistance, and housing counseling.

Community-based organizations such as housing counseling agencies will need to approach FHLB member institutions about making an AHP application. FHLB members are banks, credit unions, and other lending institutions, which have joined the FHLB.  The links to the list of FHLB members are below and are on the regional FHLB websites. Additional eligibility criteria are set by each FHLB.

There are four AHPs that are still accepting applications for their 2013 round of funding. Below you will find information on each of these programs, including application deadlines and information on how to apply, and information on who to contact with questions. There is also a link to the AHP Implementation Plan for each of these programs. The Implementation Plan is the most comprehensive guide for the AHPs. For more information, please refer to the program websites and/or contact person.

After the 2013 round of funding is closed, we will be adding this information for the 2014 round of funding as it becomes available.


FHLB Boston, AHP Competitive Grant Program

FHLB Boston AHP Website

States Served: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont

Application Deadline: open July 29, 2013 – September 9, 2013 (5PM EDT)

FHLB Boston Members

FHLB Boston AHP 2013 Implementation Plan (this is the most comprehensive source of information on FHLB Boston’s AHP.

Program Overview:

  • Eligible initiatives: Funding can be used to finance homeownership initiatives for households  at or below 80% of the median income for the area. Eligible uses include down-payment and closing cost assistance, matched-savings programs, and housing counseling (of buyers of AHP-funded units).
  • Scoring guidelines: See Attachment B in the 2013 Implementation Plan.
  • Application Process: Community-based organizations can apply together with a Member as a Sponsor. Sponsors must register and submit an online application. For more information on completing the online application, please see the 2013 AHP Training Presentation (there is a section on “Navigating the Online Application.”

Contact: see the last two slides of the 2013 AHP Training Presentation for the contact person for your region.


FHLB Cincinnati, AHP Competitive Grant Program

FHLB Cincinnati AHP Website

States Served: Kentucky, Ohio, Tennessee

Application Deadline: August 1, 2013

FHLB Cincinnati Members

FHLB Cincinnati AHP 2013 Implementation Plan (this is the most comprehensive source of information on FHLB Cincinnati’s AHP.

Program Overview:

Contact: FHLB Cincinnati Housing and Community Investment, 888-345-2246


FHLB Pittsburgh, AHP Competitive Grant Program

FHLB Pittsburgh AHP Website

State Served: Delaware, Pennsylvania, West Virginia

Application Deadline: August 29, 2013

FHLB Pittsburgh Members

FHLB Pittsburgh AHP 2013 Implementation Plan (this is the most comprehensive source of information on FHLB Pittsburgh’s AHP.

Program Overview:

  • Eligible initiatives: The AHP provides grants and loans that can be used for single- and multi-family housing, new construction and rehabilitation, rental and owner-occupied homes, scattered-site housing development projects, and transitional and single-room-occupancy housing, including down-payment and closing cost assistance. Housing counseling is not an eligible use.
  • Scoring guidelines: See Attachment C of the FHLB Pittsburgh AHP 2013 Implementation Plan (starting on p. 24).
  • Application process: Community-based organizations can apply together with a Member as a Sponsor. Application can be submitted online or as a paper application. There is a step-by step guide to its AHP application process available on the FHLB Pittsburgh website. For more information on the application process, see these tips for a successful online submission.

Contact: 800-288-3400 or akillian@fhlb-pgh.com


FHLB Seattle, AHP Competitive Grant Program

FHLB Seattle AHP Website

States Served: Alaska, Guam, Hawai’i, Idaho, Montana, Oregon, Utah, Washington, Wyoming

Application Deadline: August 1, 2013 (4PM PDT)

FHLB Seattle Members

FHLB Seattle AHP 2013 Implementation Plan

Program Overview:

  • Eligible initiatives: FHLB Seattle’s AHP grants may be used in a variety of ways, including to reduce mortgage principal, cover down-payment and closing costs, and the lower the interest rate on a loan.
  • Scoring guidelines: See Attachment 2 of the FHLB Seattle AHP Implementation Plan.
  • Application process: Community-based organizations can apply together with a Member as a Sponsor. Sponsors must register and submit the application online. FHLB Seattle has a series of archived webinars to help applicants learn more about the 2013 AHP application and scoring criteria, as well as how to avoid common mistakes that could hinder your application’s competitiveness. You must register in order to access the archived webinars.

Contact: Phillip Horton at (206) 340-2375 or via the toll free general contact number (800) 973-6223


If you know of any other funding resources for nonprofit housing counseling agencies, please send a link to lizbrown@hsgcenter.org